Cook ground beef, onion, and garlic in a large skillet until meat is browned, stirring to crumble; drain off pan drippings. Stir in tomato sauce and chili powder and spoon meat mixture into a greased 12-x-8-x-2-inch baking dish. Top with cheese; spoon beans over cheese.
Prepare cornbread mix according to package directions and pour over beans. Bake at 400ยบ for 25 minutes or until cornbread is golden brown.
Yield: six servings.